Financing and Leasing Options
El Dorado Furniture BLUCard®
Finance at your own pace with the El Dorado Furniture BLUCard® credit card*, and enjoy these exclusive perks!
No interest if paid in full within 6, 12, 24, 36 or 48 months.
Valid on purchases of $150 for 6 months, $1500 for 12 months, $3000 for 24 months, $3400 for 36 months and $4400 for 48 months when made with your El Dorado Furniture BLUCard®. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. The 36- and 48-month plans, available only on select mattress purchases, along with the reduced minimum purchase amount for the 12- and 24-month plans, are all valid through December 3rd, 2024.*
Enjoy 60 months of stress-free payments!
7.99% APR for 60 months. After that, purchase APR is 35.99%
on purchases of $5000 or more when made with your El Dorado Furniture BLUCard® Credit Card. ‡
A 10% down payment is required in-store. Down payment cannot be placed on the El Dorado Furniture BLUCard®*‡
on purchases of $5000 or more when made with your El Dorado Furniture BLUCard® Credit Card. ‡
A 10% down payment is required in-store. Down payment cannot be placed on the El Dorado Furniture BLUCard®*‡
- Flexible monthly payments*
- Early access to our Sales Events**
- Special offers just for cardholders
- Immediate access to shop in-store or online
- No annual fee~
Benefits are only valid for El Dorado Furniture BLUCard® cardholders.
Available online or in-store.
See more details >
Access your account >
Available online or in-store.
See more details >
Access your account >
**Account must not be in default. Must have valid email address and U.S. mailing address.
~For new accounts, as of 11/2024 Purchase APR of 35.99%. The minimum Interest Charge is $3.
*Deferred Interest, Payment Required Plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. » The 36 and 48-month financing options only apply to purchases of Tempur-Pedic®, Stearns & Foster®, Serta®, and Beautyrest® mattresses.
‡ Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan. »
» All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of 11/2024, terms for new Accounts: Purchase APR of 35.99%. The minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.
Credit card offers are subject to credit approval.
El Dorado Furniture BLUCard® Credit Card Accounts are issued by Comenity Capital Bank.
~For new accounts, as of 11/2024 Purchase APR of 35.99%. The minimum Interest Charge is $3.
*Deferred Interest, Payment Required Plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. » The 36 and 48-month financing options only apply to purchases of Tempur-Pedic®, Stearns & Foster®, Serta®, and Beautyrest® mattresses.
‡ Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan. »
» All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of 11/2024, terms for new Accounts: Purchase APR of 35.99%. The minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.
Credit card offers are subject to credit approval.
El Dorado Furniture BLUCard® Credit Card Accounts are issued by Comenity Capital Bank.
Bread Pay®
We provide easy and affordable financing through our partner, Bread Financial®, so you can pay for your purchase over time.
Choose from 6, 12, 24 or 36-month financing at competitive interest rates.
Payment plans range from 9.99% to 34.99% APR‡
No Prepayment Penalties
Pay for your purchase in monthly installments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Your data is safe and encrypted. Plus, checking your rate won't affect your credit score.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.Check your rate in seconds without leaving our site.
Get Your Rate
Access your account >‡Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 9.99% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.
Progressive Leasing
Progressive Leasing provides lease-to-own options that help you get the pieces you want.
No credit needed±
All credit is welcome.
- Instant decision
- Early purchase options~
- Flexible leasing options
- $49 initial payment
- Choose Progressive Leasing™ at checkout
~ Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
± Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
» The initial payment (plus tax) is charged at the time of lease signing. Remaining lease payments will be determined upon item selection.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, and WY.
± Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
» The initial payment (plus tax) is charged at the time of lease signing. Remaining lease payments will be determined upon item selection.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, and WY.