Financing and Leasing Options


El Dorado Furniture BLUCard®
The card you love, now with even more perks and flexible ways to pay. Enjoy exclusive benefits while you finance your way.
No Interest if Paid in Full within 6, 12, or 18 months1
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Minimum purchase required of $150 for 6 months, $500 for 12 months or $1000 for 18 months.
OR
Special Rate of 7.99% APR with 36 or 60 Equal Monthly Payments 2,3
with a minimum purchase of $1500 for 36-month or $3500 for 60-month.
with a minimum purchase of $1500 for 36-month or $3500 for 60-month.
- Get $50 Off When You’re Approved In-Store!4
For new cardholders only - Exclusive Pre-Sale Access
- Convenient monthly payments that work for you
- BLUCard Flash Sales Events & Bonus Day
- Manage your account online
See if you prequalify at a Showroom near you.
Get started in-store today!
Online applications will be available soon for even more convienience.
See more details >
Access your account >
Get started in-store today!
Online applications will be available soon for even more convienience.
See more details >
Access your account >
1 No Interest if Paid in Full Promotions: The El Dorado Furniture BLUCard credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $150 for 6 months, $500 for 12 months or $1000 for 18 months charged with approved credit. For in-store purchases, no down payment is required on in-stock items delivered within 7 calendar days when using the 6- or 12-month plan. Otherwise, a 10% down payment applies. Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms (PDF). Offer expires 08/15/2025.
2 Special Rate of 7.99% APR with 36 Equal Monthly Payments: The El Dorado Furniture BLUCard credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $1,500 or more charged with approved credit. A 10% down payment is required in-store at the time of purchase. The special terms APR of 7.99% will apply to the qualifying purchase, and 36 monthly payments equal to 3.1708% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms (PDF). Offer expires 08/15/2025.
3 Special Rate of 7.99% APR with 60 Equal Monthly Payments: The El Dorado Furniture BLUCard credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $3,500 or more charged with approved credit. A 10% down payment is required in-store at the time of purchase. The special terms APR of 7.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.0406% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms (PDF). Offer expires 08/15/2025.
4 Offer valid for in-store applications only. Minimum purchase of $499 required. New cardholders must see a sales associate to register and receive the promo code. Application and approval must occur on the same day to qualify. Offer valid one time only. Not valid on Tempur-Pedic products, gift cards, discounted floor samples, or online purchases. Offer applies to new purchases only.
2 Special Rate of 7.99% APR with 36 Equal Monthly Payments: The El Dorado Furniture BLUCard credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $1,500 or more charged with approved credit. A 10% down payment is required in-store at the time of purchase. The special terms APR of 7.99% will apply to the qualifying purchase, and 36 monthly payments equal to 3.1708% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms (PDF). Offer expires 08/15/2025.
3 Special Rate of 7.99% APR with 60 Equal Monthly Payments: The El Dorado Furniture BLUCard credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $3,500 or more charged with approved credit. A 10% down payment is required in-store at the time of purchase. The special terms APR of 7.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.0406% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms (PDF). Offer expires 08/15/2025.
4 Offer valid for in-store applications only. Minimum purchase of $499 required. New cardholders must see a sales associate to register and receive the promo code. Application and approval must occur on the same day to qualify. Offer valid one time only. Not valid on Tempur-Pedic products, gift cards, discounted floor samples, or online purchases. Offer applies to new purchases only.

Bread Pay®
We provide easy and affordable financing through our partner, Bread Financial®, so you can pay for your purchase over time.
Choose from 6, 12, 24 or 36-month financing at competitive interest rates.
Payment plans range from 9.99% to 34.99% APR‡

No Prepayment Penalties
Pay for your purchase in monthly installments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Your data is safe and encrypted. Plus, checking your rate won't affect your credit score.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.Check your rate in seconds without leaving our site.
Get Your Rate
Access your account >‡Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 9.99% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.

Progressive Leasing
Progressive Leasing provides lease-to-own options that help you get the pieces you want.
Lease-to-Own Made Simple - No Credit Required! *
- Instant decision
- $49 initial payment **
- Flexible leasing options
- Choose Progressive Leasing™ at checkout
- Early purchase options †
† Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
* Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
** The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be calculated upon item selection. The initial payment will be determined after the application is submitted.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, and WY.
* Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
** The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be calculated upon item selection. The initial payment will be determined after the application is submitted.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, and WY.